Commercial Loans in Santa Rosa, California

Financing for commercial and mixed-use properties, structured around the deal.

How Commercial Loans work in Santa Rosa

Commercial financing is underwritten on the property and the deal — its income, its value and the plan for it — as much as on the borrower.

From bridge loans that move fast to permanent financing on stabilized property, the right structure depends on where the project is today and where it's going.

Tell us about the deal and we'll take it to the lenders who actually do that kind of loan.

We arrange commercial financing for owners and investors in Santa Rosa and across Sonoma County: multifamily, mixed-use, retail and office property, as well as bridge, construction and fix-and-flip projects.

This is business-purpose financing for commercial and investment property, including property your business occupies. It is not for a home you or your family will live in.

Population
177,090
Main county
Sonoma County
Median home value
$713,900
Homes owner-occupied
57%
2026 FHA limit, one unit
$897,000
2026 conforming limit, one unit
$897,000

Sources: U.S. Census Bureau, American Community Survey 2020–2024; HUD 2026 FHA limits; FHFA 2026 conforming limits. Loan limits are for Sonoma County, where most of Santa Rosa’s residents live.

How is a commercial loan in Santa Rosa underwritten?

On the property and the deal as much as on you: its income, its value and the plan for it.

What should I send first?

A short description of the property, what you want to do with it, and its current income if it has any. We take it to the lenders who do that kind of loan.

  • Multifamily, mixed-use, retail and office properties
  • Owner-users and investors
  • Bridge, construction and fix-and-flip projects

Commercial Loans nearby: San Francisco, Oakland, Sacramento

Get your commercial quote
in Santa Rosa.

Tell us what you're planning. Our team reviews every scenario, compares programs from multiple lenders, and gets back to you the same business day.

Step 1 of 2 The details

Tell us about the property

About 30 seconds. Estimates are fine.

What are you doing?
No credit pullNo obligationReply same business day

Business-purpose loans on investment property only. The Young Group. Loans arranged through Lendwise Mortgage, Inc., NMLS #2702455. Loan officer NMLS #62043, CA DRE #01371572.

  • Multifamily, mixed-use, retail and office property
  • No credit pull to get your quote
  • Programs from multiple lenders, matched to your deal
  • No obligation: you decide after you see the numbers

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