THEYOUNGGROUP
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LOAN PROGRAMS

Whatever the goal,
we’ve done the loan.

From first-time homebuyers to seasoned investors, we shop your file across lenders and structure the loan around where you’re going. Start with the program that fits — or tell us the goal and we’ll find it.

DSCR Loans loan program
01

DSCR Loans

Investment property financing qualified on the property's rental income — not your personal income or tax returns.

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Bank Statement Loans loan program
02

Bank Statement Loans

Income qualification using bank deposits instead of tax returns — built for self-employed borrowers.

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CPA P&L Loans loan program
03

CPA P&L Loans

Self-employed financing qualified on a profit-and-loss statement prepared by your CPA, Enrolled Agent or licensed tax preparer — not your tax returns.

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HELOC loan program
04

HELOC

A revolving line of credit secured by your home's equity — draw what you need, when you need it.

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Home Equity Loans loan program
05

Home Equity Loans

Borrow a lump sum against your home's equity with a fixed-rate second mortgage, while your existing first mortgage stays untouched.

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Jumbo Loans loan program
06

Jumbo Loans

Financing for loan amounts above conventional limits, built for higher-value properties.

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Conventional loan program
07

Conventional

Traditional conventional financing following standard Fannie Mae / Freddie Mac guidelines.

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FHA Loans loan program
08

FHA Loans

Government-backed financing with flexible credit requirements and low down payment options — a popular path for first-time buyers.

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VA Loans loan program
09

VA Loans

A loan option for eligible veterans, active-duty service members, and their families, guaranteed by the U.S. Department of Veterans Affairs.

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Commercial loan program
10

Commercial

Financing for commercial and mixed-use properties, structured around the deal.

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REQUEST A QUOTE

Get your quote.

Tell us what you're planning. Our team reviews every scenario, compares programs from multiple lenders, and gets back to you the same business day.

Step 1 of 3 Your loan

What are you looking for?

Pick one. A few quick questions follow.

No credit pullNo obligationReply same business day

The Young Group. Loans arranged through Lendwise Mortgage, Inc., NMLS #2702455. Loan officer NMLS #62043, CA DRE #01371572.

  • One team from the first call to closing
  • No credit pull to get your quote
  • Programs from multiple lenders, matched to your deal
  • No obligation: you decide after you see the numbers

Prefer to talk?

Call (833) 968-6421

Ready to apply? Start your application →

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